Zoe Pay

Businesses and developers: API, hosted checkout, invoices, and subaccounts. By invitation.

Request API accessRead the API
POST /api/v1/payments
Authorization: Bearer zoe_live_…
{
  "amount": 6000,
  "currency": "GHS"
}
Invite only
New API keys
GH₵
Live collection
Same rails
Store + checkout
Unchanged
/portal · /dashboard
Buyers pay withMTN MoMoTelecel CashAT MoneyVisaMastercardInvite only · same OmniBsic rails

One payment API for every site you build.

Collect GH₵ on any site. The creator store uses the same rails. /portal and /dashboard stay as they are.

Hosted checkout, invoices, subaccounts

Same OmniBsic rails as the creator store. Invite-only keys.

Gateway merchants keep the portal they already have

We do not 308 /portal or /dashboard onto Studio or Control. New keys stay invite-only.

  • Bearer key from Portal → Developers.
  • Envelope is success / data / error.
  • Missing scopes return insufficient_scope.
Commerce API
GET /api/v1/products
Authorization: Bearer zoe_live_…
Accept: application/json

{ "success": true, "data": [] }

Request access

We do not publish a self-serve API key for new businesses. Write from the contact path.

Request API accessRead the API

If you came to sell an ebook, this is the wrong desk

Studio is free. Zoe Pay is the invited API.

Start a storeSee features

  • Instant MoMo

    Available the same day.

  • 3.5% + GH₵0.50

    Free plan. No monthly fee.

  • No GH₵7

    No extra withdrawal fee.

Docs, embed, terms

Your store can be live today.

Free to start. One fee when a buyer pays. Sell before KYC, withdraw to MoMo once your Ghana Card is approved.

Start freeTalk to us