Selar
You keep
GH₵9,375.00
In 4 days
- Fee
- 5% + GH₵1
- Withdraw
- Then GH₵7 to withdraw
Zoe vs Selar vs Skillspad for Ghana GHS sellers. Public fees, payout timing, and a CSV import. No invented 10% Selar take. We do not speak for them.
GH₵ 10,000.00 through the till. Instant MoMo. No invented 10% Selar fee.
Selar
You keep
GH₵9,375.00
In 4 days
Skillspad Starter
You keep
GH₵9,300.00
24 to 48 hours
Zoe Free
You keep
GH₵9,587.50
Today
Public Selar GHS is 5% + GH₵1. Not 10%. Skillspad Starter is 7%. Zoe Free is 3.5% + GH₵0.50. Skillspad’s switch page uses 10% for Selar and a calculator that does not match their pricing grid.
Four facts. We do not speak for Selar or Skillspad.
Keep more on Free
On 125 sales at GH₵80, Zoe Free leaves more in the wallet than Selar’s public GHS fee and Skillspad Starter’s 7%.
Tonight, not 24 to 48 hours
MoMo is available the same day after Ghana Card. Skillspad publishes 24 to 48 hours. Selar GHS is about four days, then a withdrawal.
No extra GH₵7
Selar help charges GH₵7 to withdraw, minimum GH₵100. Zoe does not add a withdrawal fee in the current ledger.
Honest Selar math
Skillspad’s switch page prices Selar GHS at 10%. Selar’s public GHS page is 5% + GH₵1. We use that number.
Public pages as of 15 Sep 2026. Paid Skillspad percents below are from their pricing grid, not the switch calculator.
| Topic | Zoe | Selar | Skillspad |
|---|---|---|---|
| GHS sale fee (public free) | 3.5% + GH₵0.50 | 5% + GH₵1 | 7% |
| Paid rung (public) | Pro GH₵199 / mo · 2.2% + GH₵0.50 | Add-ons vary. The public GHS sale fee stays 5% + GH₵1 | Growth GH₵99 + 5% · Creator GH₵199 + 4% |
| Payout timing (GHS) | MoMo available immediately after KYC | About 4 days, then a withdrawal | 24 to 48 hours (their switch page) |
| GHS withdrawal fee | No extra Zoe fee in the current ledger | GH₵7, minimum GH₵100 | Not published on the switch page |
| Who pays the fee | You absorb by default; pass it on per product | Seller setting: store or customer | Platform fee on the sale (their pricing) |
| KYC | Sell at tier 0. Ghana Card to send. | Often before withdrawal, not always at signup | Not detailed on the switch page |
| Checkout rails | MTN, Telecel, AT Money, Visa, Mastercard on OmniBsic | Paystack | Paystack. They say the same processor as Selar |
| Move a catalog | Selar CSV import in Studio → Marketing. Review drafts before publish. | Export from Selar | URL / product-link import (their switch page) |
| NGN and USD | Partner-pending. Live checkout is GH₵. | Public NGN/USD pages exist | GHS now; they say stay on Selar if you sell mostly NGN |
Existing Selar buyers keep what they bought there. New sales land on Zoe.
Create your /@handle
Sign up free. Your store is a Ghana number and a link for Instagram.
Import the Selar CSV
Studio → Marketing. We map titles, prices, and GHS rows into drafts. Foreign currency is skipped.
Review, then publish
Check images, prices, and files. Nothing goes live until you publish.
Point the bio at /@handle
Existing Selar buyers keep what they bought there. New sales hit Zoe.
Fees, customers, and NGN. Without a promo code.
Not on the public GHS page we cite. Selar’s published GHS fee is 5% + GH₵1. Skillspad’s switch calculator uses 10%. We do not.
Export a CSV from Selar. Studio → Marketing imports GHS rows as drafts. You review titles, prices, and files before publish. We do not scrape your Selar shop URL.
They keep access on Selar. New links go to your /@handle. You can message your list from the export Selar gives you.
Zoe’s live checkout is GH₵. NGN and USD rails are partner-pending. Skillspad also says stay on Selar if most sales are NGN.
Yes. Import a few products, share one /@handle, and keep the old shop until you are ready.
Free to start. One fee when a buyer pays. Sell before KYC, withdraw to MoMo once your Ghana Card is approved.