About Zoe

A Ghana company. Zoe is the creator store. Zoe Pay is the invite-only API. Both collect MoMo and cards on the same rails.

Made in Accra

Live checkout is GH₵ only. We do not pretend to be a global HQ. Work happens here.

Two products, one ledger

Creators use Studio and a /@handle. Invited businesses keep /portal and /dashboard. Control is the operator desk. We do not rename it in public.

What we will not write

No invented GMV. No stock portraits as case studies. Demo stores are seeded so you can click a real pay page: /@ama-books, /@kojo-coaches, /@grace-chapel, /@accra-nights, /@kente-brand. Partners come from this host's env. Filings stay unpublished until counsel files them.