Pricing

MoMo and card checkout. Fees shown per successful sale in GH₵. Instant MoMo. Lower than Selar’s public 5% + GH₵1 on GHS.

  • MTN MoMo
  • Telecel Cash
  • AT Money
  • Visa
  • Mastercard
NGN and USD rails are partner-pending

Plans

Start free. Upgrade when volume shows up.

Per paid order. No extra Zoe withdrawal fee. Ghana Card to send.

  • Testing

    Free

    Launch your first digital product.

    GH₵ 0

    3.5% + GH₵0.50 · free forever

    Per successful sale in GH₵

    EbooksCoursesTickets
    Products
    Unlimited
    Courses
    3
    Files
    5 GB
    Seats
    3
    • ✓ Store + bio on one /@handle
    • ✓ MoMo and cards at hosted checkout
    • ✓ Instant payout after Ghana Card. No extra GH₵7
    • ✓ 200 messages / month · 5 video hours · 2 automations
    Start freeSee everything on Free →
  • Most popular

    Selling

    Creator

    Bookings, memberships, and a finished shop.

    GH₵ 99/mo

    3.2% + GH₵0.50

    Per successful sale in GH₵

    Everything on FreeBookingsMemberships
    Bookings
    Yes
    Memberships
    Yes
    Community
    Yes
    Giving
    Yes
    • ✓ Everything on Free, plus slots, members, and gifts
    • ✓ Community on the same /@handle
    • ✓ Same-day MoMo wallet
    • ✓ We place this rung from Studio. Not self-serve yet
    Start freeSee everything on Creator →
  • Volume

    Pro

    The percent drops when sales show up.

    GH₵ 199/mo

    2.2% + GH₵0.50 · or GH₵1990 / year

    Per successful sale in GH₵

    Everything on CreatorCustom domainUnbranded
    Products
    Unlimited
    Courses
    Unlimited
    Files
    50 GB
    Seats
    10
    • ✓ Custom domain, no Zoe mark on the store
    • ✓ Unlimited courses and automations
    • ✓ 2,000 messages / month · 50 video hours
    • ✓ Affiliate marketplace and 200 AI credits
    • ✓ Live in checkout today
    See pricingSee everything on Pro →
  • Organization

    Enterprise

    Your institution, on Zoe rails.

    Custom

    From 2% · talk to us

    Per successful sale in GH₵

    Everything on ProAPI
    API
    Yes
    Fee
    From 2%
    Seats
    Contract
    Limits
    Custom
    • ✓ Zoe Pay API for sites you already run
    • ✓ Contract take. Not a brochure 1%
    • ✓ Higher seats and file limits on paper
    • ✓ /portal and /dashboard stay as they are
    Contact usSee everything on Enterprise →

Free (3.5% + GH₵0.50 · free forever) and Pro (2.2% + GH₵0.50 · or GH₵1990 / year, GH₵ 199/mo) are live in checkout. Creator and Enterprise use the same MoMo rails. We place those from Studio.

What you keep

A GH₵80 ebook on Free

Buyer pays GH₵80 if you absorb the fee. You see GH₵76.70 available on MoMo.

  • Absorbed by default

    The listed price is what the buyer sees unless you pass the fee on that product.

  • Same engine as checkout

    The calculator below is not a brochure number. It uses quoteMarketingSale.

Phone paying at a counter
  • Card can wait

    Card sales may sit a few days. MoMo is available immediately.

  • KYC to send

    You can sell at tier 0. Withdrawals need a Ghana Card match.

Same engine as checkout

Fee calculator

Estimate only. Coupons and shipping change the live total.

Buyer pays
GH₵ 60.00
You receive
GH₵ 57.40
Zoe fee
GH₵ 2.60

Switching

Read the table before you move a catalog

Selar’s public GHS fee and hold are on /compare/selar. Paystack Storefront is a different product.

  • Zoe Free: 3.5% + GH₵0.50. Selar public: 5% + GH₵1.
  • Zoe MoMo: available same day. Selar GHS: about four days, then a withdrawal.
  • Zoe: no extra GH₵7 withdrawal fee in the current ledger.
Zoe and Selar

GH₵ 76.70

You keep on GH₵80

Instant payout

MoMo the same day. No extra withdrawal fee.

Start on Free. Move to Pro when the percent matters.

  • Instant MoMo

    Available the same day.

  • 3.5% + GH₵0.50

    Free plan. No monthly fee.

  • No GH₵7

    No extra withdrawal fee.

Join 1,200 on the waitlist

Showcase the work. Get paid on MoMo. Sell from one /@handle, send a portal invoice, run a membership, and track it all in one wallet. Free to start. One fee when a buyer pays.

Get Started