Selar
You keep
9,375.00
In 4 days
- Fee
- 5% + GH₵1
- Withdraw
- Then GH₵7 to withdraw
Compare
Zoe vs Selar vs Skillspad for Ghana GHS sellers. Public fees, payout timing, and a CSV import. No invented 10% Selar take. We do not speak for them.
Same 125 sales at GH₵80
GH₵ 10,000.00 through the till. Instant MoMo. No invented 10% Selar fee.
Selar
You keep
9,375.00
In 4 days
Skillspad Starter
You keep
9,300.00
24–48 hours
Zoe Free
You keep
9,587.50
Today
Extra vs Selar · extra vs Skillspad Starter · same month
+212.50 · +287.50
Public Selar GHS is 5% + GH₵1. Not 10%. Skillspad Starter is 7%. Zoe Free is 3.5% + GH₵0.50. Skillspad’s switch page uses 10% for Selar and a calculator that does not match their pricing grid.
Why switch
Four facts. We do not speak for Selar or Skillspad.
Keep more on Free
On 125 sales at GH₵80, Zoe Free leaves more in the wallet than Selar’s public GHS fee and Skillspad Starter’s 7%.
Tonight, not 24–48 hours
MoMo is available the same day after Ghana Card. Skillspad publishes 24–48 hours. Selar GHS is about four days, then a withdrawal.

No extra GH₵7
Selar help charges GH₵7 to withdraw, minimum GH₵100. Zoe does not add a withdrawal fee in the current ledger.
Honest Selar math
Skillspad’s switch page prices Selar GHS at 10%. Selar’s public GHS page is 5% + GH₵1. We use that number.
Feature by feature
Public pages as of 15 Sep 2026. Paid Skillspad percents below are from their pricing grid, not the switch calculator.
| Topic | Zoe | Selar | Skillspad |
|---|---|---|---|
| GHS sale fee (public free) | 3.5% + GH₵0.50 | 5% + GH₵1 | 7% |
| Paid rung (public) | Pro GH₵199 / mo · 2.2% + GH₵0.50 | Add-ons vary. The public GHS sale fee stays 5% + GH₵1 | Growth GH₵99 + 5% · Creator GH₵199 + 4% |
| Payout timing (GHS) | MoMo available immediately after KYC | About 4 days, then a withdrawal | 24–48 hours (their switch page) |
| GHS withdrawal fee | No extra Zoe fee in the current ledger | GH₵7, minimum GH₵100 | Not published on the switch page |
| Who pays the fee | You absorb by default; pass it on per product | Seller setting: store or customer | Platform fee on the sale (their pricing) |
| KYC | Sell at tier 0. Ghana Card to send. | Often before withdrawal, not always at signup | Not detailed on the switch page |
| Checkout rails | MTN, Telecel, AT Money, Visa, Mastercard on OmniBsic | Paystack | Paystack. They say the same processor as Selar |
| Move a catalog | Selar CSV import in Studio → Marketing. Review drafts before publish. | Export from Selar | URL / product-link import (their switch page) |
| NGN and USD | Partner-pending. Live checkout is GH₵. | Public NGN/USD pages exist | GHS now; they say stay on Selar if you sell mostly NGN |
Four moves
Existing Selar buyers keep what they bought there. New sales land on Zoe.
01
Create your /@handle
Sign up free. Your store is a Ghana number and a link for Instagram.
02
Import the Selar CSV
Studio → Marketing. We map titles, prices, and GHS rows into drafts. Foreign currency is skipped.
03
Review, then publish
Check images, prices, and files. Nothing goes live until you publish.
04
Point the bio at /@handle
Existing Selar buyers keep what they bought there. New sales hit Zoe.
Questions
Fees, customers, and NGN. Without a promo code.

Instant payout · Honest fees
We do not speak for Selar or Skillspad. The table is a snapshot.
Instant MoMo
Available the same day.
3.5% + GH₵0.50
Free plan. No monthly fee.
No GH₵7
No extra withdrawal fee.

Showcase the work. Get paid on MoMo. Sell from one /@handle, send a portal invoice, run a membership, and track it all in one wallet. Free to start. One fee when a buyer pays.
Get Started