Last updated 2026-09-18. We do not speak for the other product.
| Topic | Zoe | Other |
|---|---|---|
| What you are buying | A Ghana creator store with Studio, /me, and instant MoMo after KYC | A payment company plus a catalog page |
| Payout | MoMo send after Ghana Card. No extra Zoe withdrawal fee in the current ledger. | Flutterwave settlement to the bank they support |
| Creator tools | QR tickets, drip courses, named ebook licenses, affiliates | Depends on the Store feature set they enable |
| Ghana rails | MTN, Telecel, AT Money, and cards on OmniBsic | Whatever Flutterwave has live in GH that week |
Also
Other factual pages
Switch from Selar
Zoe vs Selar vs Skillspad for Ghana GHS sellers. Public fees, payout timing, and a CSV import. No invented 10% Selar take. We do not speak for them.
Zoe and Paystack Storefront
Paystack is a PSP with a storefront add-on. Zoe is a creator store that uses its own checkout on OmniBsic rails.
Zoe and Skillspad
Skillspad is a course marketplace. Zoe is a /@handle store that also sells courses, tickets, and ebooks on MoMo.
Fee calculator
Same engine as checkout.

Open a /@handle today
Showcase the work. Get paid on MoMo. Sell from one store, send a portal invoice, run a membership, and track it all in one wallet. Free to start. One fee when a buyer pays.
Get Started